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BMJ 1997; 314 doi: (Published 28 June 1997) Cite this as: BMJ 1997;314:S3b-7098

Thanks to Dr Timothy Barrett, a senior registrar in Birmingham Childrenõs Hospital, who wrote to point out that, because there are no commission charges, it is more efficient to buy additional contributions to the NHS pension scheme rather than a private one as suggested in the article by Hayden and Hayden. (Hayden C, Hayden J. Personal financial hygiene for junior doctors. BMJ 1997; Classified suppl:19 April)

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