Premiums for employer sponsored insurance rise 4-5% in the US

BMJ 2013; 347 doi: (Published 22 August 2013) Cite this as: BMJ 2013;347:f5247
  1. Michael McCarthy
  1. 1Seattle

Annual premiums for employer sponsored health insurance in the United States rose 4% for family coverage and 5% for individuals last year, a survey has found. Family cover now costs an average of $16 351 (£10 483; €12 265) and individual cover $5884.1

Although the increases outstripped the rate of general inflation (1.1%) and the increase of wages (1.8%), the rise in premiums was much lower than it has been over the past decade, which saw family premiums more than double.

The annual survey was conducted by the Kaiser Family Foundation and the Health Research and Educational Trust, a research group affiliated with the American Hospital Association.

The researchers found that premiums increased at modest levels, consistent with the last several years, and that coverage and offer rates did not change …

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