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German health insurers are urged to pay rebates to members as surplus reaches record high

BMJ 2012; 345 doi: https://doi.org/10.1136/bmj.e6121 (Published 12 September 2012) Cite this as: BMJ 2012;345:e6121
  1. Ned Stafford
  1. 1Hamburg

Germany’s huge state health insurance system is continuing the recent trend of collecting more money than it is spending, posting a surplus of €2.7bn (£2.2bn; $3.5bn) in the first half of 2012, the German health ministry has said.1

The system, made up of independent insurers regulated by the government and covering around 90% of the population, collected €94.82bn in premiums in the first half of 2012 and spent €92.13bn.

This first six month surplus of €2.7bn compares with a full year surplus last year of €4bn and suggests that the total surplus for 2012 will exceed last year’s.

The ministry …

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