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Health insurance costs continue to outpace wage rises in the US

BMJ 2010; 341 doi: http://dx.doi.org/10.1136/bmj.c6972 (Published 02 December 2010) Cite this as: BMJ 2010;341:c6972
  1. Bob Roehr
  1. 1Washington, DC

US workers are paying more for health insurance through both rising premiums and out of pocket costs, shows an annual analysis published by the Commonwealth Fund on 2 December.

Cathy Schoen, senior policy researcher at the fund, said, “Premiums rose by an average of 40% from 2003 to 2009, three times faster than middle class incomes” over the same time period. “Deductibles [what the patient must pay before the policy kicks in] increased nearly 80% on average during the same six years.”

Health insurance for a typical family of four cost $13 027 (£8350; €9895) in 2009. Employers traditionally have covered about 75% of that cost and workers about …

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