US insurance firms drop child only health policies

BMJ 2010; 341 doi: (Published 29 September 2010) Cite this as: BMJ 2010;341:c5378
  1. Janice Hopkins Tanne
  1. 1New York

    Many large US health insurance companies are ceasing to offer health insurance policies that cover only children. Their action is a response to requirements of health reform legislation that came into effect last week.

    The new regulations, which apply only to new policies written after 23 September, require health insurers to cover children with pre-existing conditions in their child only policies.

    The US secretary of health and human services, Kathleen Sebelius, said it was “a critical issue” that all Americans, including children, “have access to health coverage when they need it, including a prohibition on denying coverage to children because of pre-existing conditions.” She said that in March America’s Health Insurance Plans (AHIP), the industry group that represents health insurance companies), had committed …

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