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The usual scientific approach to any question is first to observe and measure reality, in dimensions that seem most likely from past experience to provide a basis for disprovable hypotheses. Endorsed enthusiastically by Richard Smith,1 Professor Ronald Dworkin offers his "prudent insurance principle" as an innovative theory to clarify these two questions, based, he says, on five assumptions. These assumptions are not derived from any study of the real world and contradict all human experience.
He asks us to imagine a world in which wealth is justly distributed (the richest fifth of the population now gets 150 times the income of the
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